Being ready for photos is hard enough, let alone worrying about saving up to pay for them. That is why we offer the option to pay over a period of time. We don't want you to wait for photos that you need now. You start the booking process by submitting the first payment / deposit, which is refundable as dictated in the terms, and applies to the total cost of your shoot. When you are ready to book your session, all you need is the first payment. We'll take care of the rest.
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